free mortgage information packet request form


Use this form to request a free mortgage information package

This package contains helpful information about obtaining a mortgage in the Greater Louisville area, including rates and pre-qualification worksheets.

Please take a moment to answer a few questions about yourself.
When are you considering purchasing a home?


What type of mortgage are you planning to seek?



Please tell us anything else about your home search that might aid us in locating mortgage information for you.

Please tell us how we may contact you.

Name:
Email:
Phone:






DRL Realty Co.
5209 Silverton Lane
Louisville, Kentucky 40241
Main: 502.327.0960
Fax: 866.281.4335


mortage information

The mortgage refers to the loan obtained for purchasing real estate. A monthly mortgage can contain several components. Here are just a few common elements of mortgages:

Principal

The original balance of money loaned.

Interest

The charge for use of [loan] money.

Property taxes

The County Tax Assessor charges property taxes based on the value of the property.

Hazard insurance

Protection against loss resulting from certain hazards, such as theft or fire.

Private mortgage insurance (PMI)

Loans with small down payments involve greater risk for the lender, so the lender requires protection in case the loan goes into foreclosure. Anything less than a 20% down payment usually requires PMI on FHA loans.

Copyright (c) 2005. DRL Realty Co. All rights reserved.